Effective Date: [Insert Date]

Welcome to ineedinsurance4.co.uk ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to these Terms. If you do not agree, please do not use our website.

Use of Website

You must be at least 18 years old to use our website.

The website facilitates connections to affiliated money lenders; we are not a lender ourselves.

You agree to provide accurate and truthful information when using our services.

Affiliated Lenders

We are not responsible for the terms, conditions, or practices of any affiliated lenders.

Any agreements, disputes, or issues with affiliated lenders are between you and the lender.

Always review the terms and conditions of any lender before proceeding.

Prohibited Activities

When using our website, you agree not to:

Engage in fraudulent or misleading activities.

Use the website for illegal purposes.

Access or attempt to access non-public areas of the website.

Introduce harmful code or disrupt the functionality of the website.

Disclaimer of Warranties

Our website is provided "as is" and "as available." We make no warranties, expressed or implied, regarding the accuracy, reliability, or availability of our website or services.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services, even if advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless Ineed4 Ltd, its affiliates, employees, and agents from any claims, damages, or expenses arising from your use of the website or violation of these Terms.

Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective upon posting on this page. Your continued use of the website constitutes acceptance of the revised Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom.

Contact Us

If you have any questions about these Terms or our website, please contact us at quotes@ineedinsurance4.co.uk.