There are a number of options available to you when looking at the possibility of protecting your income for when you can’t work due to illness or injury.

This type of cover can be extremely useful and provide you and your family with financial security in the event of extended absence from work for employed and self-employed people. Many people don’t have any support form their employers if they can’t work due to sickness or often people’s provisions will only last for two to three months before they will struggle to pay bills.

An income protection insurance policy will pay out a tax-free income to you every month while you can’t work to pay your bills, rent, mortgage payments, and other expenses.